By what date may brokers discuss Final 2025 plan and benefit information with beneficiaries?

Brokers are permitted to discuss the Final 2025 plan and benefit information with beneficiaries starting on September 30, 2024. This timing aligns with the regulations set forth by the Centers for Medicare & Medicaid Services (CMS), which govern the annual Medicare Open Enrollment Period and the lead-up to the release of final benefit information. Starting discussions on this date ensures that beneficiaries receive timely and accurate information about their options and entitlements ahead of the new plan year. Effective communication with beneficiaries around this time allows for appropriate preparation and decision-making related to their healthcare coverage for 2025. This practice helps brokers navigate their responsibilities while ensuring that beneficiaries are informed of their choices and can engage in the enrollment process effectively.