True or False: Materials that include plan comparisons or cost sharing require CMS submission.

The statement is false because not all materials that include plan comparisons or cost sharing require submission to the Centers for Medicare & Medicaid Services (CMS). Typically, CMS has specific guidelines for what needs to be submitted, focusing on marketing materials that could influence beneficiary decisions or that might contain additional compliant requirements.

Materials that merely provide general information that isn't promotional or don’t impact enrollment decisions may not need to be submitted. Therefore, the correct answer highlights that while some materials might require submission, it is not universally applicable to all that include comparisons or cost-sharing details; context and content matter greatly in determining CMS submission requirements.