Which Low-Income Subsidy (LIS) category is assigned to members with the most assistance?

The Low-Income Subsidy (LIS) program is designed to assist individuals with limited income and resources in paying for their Medicare prescription drug coverage. The program is divided into four categories, each providing a different level of assistance based on the individual's income and resources.

Members assigned to Category Three receive the highest level of financial assistance. This includes lower premiums and cost-sharing options for prescription medications, making it more affordable for those who are in need. This category is specifically tailored for individuals who have very limited financial resources. Therefore, those in Category Three can benefit from lower out-of-pocket costs, which significantly alleviates the financial burden of necessary medications.

The other categories provide varying levels of support, but none offer the level of assistance found in Category Three. Consequently, this category is pivotal for helping those who face the most economic challenges, ensuring they have access to the medications they require for their health and well-being.