Which of the following represents a payment option that ensures timely payments?

The option indicating "All of the above" is correct because each of the listed payment methods—EFT, SSA/RRB premium withholding, and AutoPay—ensures timely payments in their respective contexts.

EFT, or Electronic Funds Transfer, allows for automatic deductions from a bank account, facilitating immediate and scheduled payments, thus preventing any delays. SSA/RRB premium withholding involves a direct deduction from Social Security benefits for premiums, ensuring that payments are made automatically and on time, reflecting a reliable income source for beneficiaries. AutoPay enables users to schedule recurring payments, thus minimizing the risk of missing due dates and ensuring consistent payment intervals.

Therefore, collectively, these options provide various means to achieve timely payments, making the inclusion of all of them in one option valid and effective for ensuring payment punctuality.